Savings products

The Cash Individual Savings Account (ISA) is a tax-efficient way of saving for your short- to long-term goals.

You can:

• Make regular and/or one-off payments as you wish. The minimum regular payment is £25 a month or £250 a year and the minimum single payment is £250.
• Pay in up to £20,000 for the tax year 2025/2026. This can be split between as many Cash ISAs (including Help-to-buy), stocks and shares ISAs and innovative finance ISAs as you like, but only one Lifetime ISA, in any combination (subject to a maximum of £4,000 in the Lifetime ISA). Aviva does not offer innovative finance, Help-to-Buy ISAs, or Lifetime ISAs.
• Make payments directly from your salary, bank or building society account.
• Transfer in existing ISAs, so you can see all your savings in one place. There's no guarantee that if you transfer your investments to Aviva it will be in your best interest.
• Earn tax-free interest on your Cash ISA.
• Access your money if you need to.

Inflation will reduce the buying power of your money, particularly if the interest rate is less than the rate of inflation.

ISA subscription limits and tax benefits may change. Tax benefits are subject to interpretation and depend on individual circumstances.

We try to keep charges fair and simple. You can find information about these charges within the Key features document below.

Our interest rate

• For details of the current Aviva Cash ISA interest rate and Annual Equivalent Rate (AER), please visit http://workplace.aviva.co.uk/cash-isa. 
  
• AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Documents

In order to consider whether a Cash ISA is suitable, please read the following documents:

Key features

Product guide

Terms and conditions

The Stocks & Shares ISA is a tax-efficient way of saving for the medium to long term.

You can:

• Make regular and/or one-off payments as you wish. The minimum regular payment is £25 a month or £250 a year and the minimum single payment is £250.
• Pay in up to £20,000 for the tax year 2025/2026. This can be split between as many Cash ISAs (including Help-to-buy), stocks and shares ISAs and innovative finance ISAs as you like, but only one Lifetime ISA, in any combination (subject to a maximum of £4,000 in the Lifetime ISA). Aviva does not offer innovative finance, Help-to-Buy ISAs, or Lifetime ISAs.
• Once your Stocks & Shares ISA has been set up, you will need to log on and choose your investments. Any payments received into your Stocks & Shares ISA before you do this will be held in your cash account. No interest is paid on cash held in your Stocks and Shares ISA.
• Invest in a wide range of over 900 funds.
• Make payments directly from your net salary, bank or building society account.
• View and change investments online and access your money if you need to.
• Transfer in existing ISAs so you can see all your investments in one place. There's no guarantee that if you transfer your investments to Aviva it will be in your best interest.

ISA subscription limits and tax benefits may change. Dividends and interest from investments in a Stocks & Shares ISA are tax free. A Stocks & Shares ISA is currently exempt from Income Tax and Capital Gains Tax. Tax benefits are subject to interpretation and depend on individual circumstances.

The value of your investment can go down as well as up. You may get back less than has been invested.

We try to keep charges fair and simple – so it’s easy for you to make investment choices. You can find information about these charges in the Key features document below.