
We all have different ideas about what we would like to do once we stop working.
But the one thing that most of us will need is a level of income that allows us to turn those ideas into reality.
The good news is that your company has made a workplace pension scheme available to you, designed to help you save money for your retirement.
When you think ahead to your retirement, it can feel like there’s a lot to consider - how much you can afford to save right now and the sort of income you might need when you retire. Whatever stage of pension planning you’re at, the sooner you start saving, the more likely you are to be able to enjoy the kind of retirement you want.
Each month, pension contributions from your salary will automatically be invested in your pension. You can increase your contributions to reach your saving goals sooner - our retirement planning tools can help you see what impact making a change to your pension contributions now, could have later in life.
The value of a pension is not guaranteed and can go down as well as up. You could get back less than the amount paid in.
Documents
You can find further information about your pension within the documents below. These documents may be updated – you can find the version date of the document on the bottom of the last page. If you require a previous version of a document, please get in touch.
Provides some additional information about pension saving.
This guide tells you how the scheme works and the benefits you can choose when you retire.
This guide explains how you can invest your savings.
Request form to opt out of the pension scheme. You should only complete this form if your letter or email explains that you have a right to opt out. Before you make a decision, you should read the information available above.
Request form to opt in to or join the pension scheme. This form can also be used to bring your assessment date forward. You should only complete this form if your letter or email explains that you are not being automatically enrolled, but you have a right to opt in or join. Before you make a decision, you should read the information in the guides above.
Tools
To help you with your retirement planning, we provide a range of planning tools so you can think about the kind of income that your pension savings are likely to provide for you. You can look at the sort of pension pot you might have when you reach retirement and what impact making changes to your pension contributions could have.
Shape My Future
Retirement Planner
Pension Annuity Calculator
Important information
This site does not provide financial advice. For financial advice please contact your financial adviser. You may be charged for this. If you haven't got a financial adviser and you would like to speak to one you can find one at www.unbiased.co.uk or in your local phone book.
The following website(s) may not be regulated by the Financial Conduct Authority and as they are not operated by Aviva we cannot be liable for their content.
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