Transfer Back Option

Moving your DC portion in to the replacement annuity policy

Important: Your Transfer Back Option

When the Trustee(s) of your previous pension scheme transferred your pension to Aviva, the Defined Contribution (DC) portion was moved into the Aviva Master Trust, while the Defined Benefit (DB) portion was placed into a replacement annuity policy with Aviva. The transfer back option allows you to move the DC portion into the replacement annuity policy that you have with Aviva.  

  

By transferring the DC portion into the replacement annuity policy that you have with Aviva, you can potentially increase the amount of tax-free cash you can take at retirement.   

 

It’s very important that you understand this option before taking any money from your pension. For more information, call 0800 015 1560 or email dbandc@aviva.com

Where you can get financial advice and guidance

 

We recommend you seek financial advice before making any decision on your Pension. The best person to speak to is your financial adviser. If you don’t have an adviser you can find an up-to-date list of regulated advisers at MoneyHelper. The government-backed MoneyHelper website also has general guidance on pensions and retirement.

Further support

To help you with your financial planning, we provide a range of information, support and tools, so you can think about the kind of income or return that your pension and/or investment savings could provide for you. You can look at the amount of pension savings you might have when you reach retirement and what impact making changes to your pension contributions could have.

Should I get financial guidance or advice?

Financial guidance or advice can be a huge help when it comes to money matters. See how our experts can help you plan your retirement.

Pension basics explained

We’ve brought together some useful articles on the key things you need to know about pensions when you start making your retirement plans.

See what your pension could be worth

We can help you crunch the numbers to build a clearer picture of your future years and the pension pot you could have when you reach retirement age.

Manage your pension and investments online

Log in to your account to see your pension and/or investment details and manage any changes. 

MyWorkplace

Log in to your MyWorkplace account to view your pension.

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Contact us

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Contact Aviva

Phone: 0800 015 1560

Email: dbandc@aviva.com

MyWorkplace are owned and operated by Aviva Insurance Limited on behalf of the Aviva Group of companies. Note: Not all features and services in the app are currently available for every product. 

Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Aviva, Wellington Row, York, YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 185896. Member of the Association of British Insurers. 

Aviva Investment Solutions UK Limited. Registered in England No. 6389025. Registered office: Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 515334

SP992727  06/2025