Find out how much you could set aside for the funeral you want

Planning for a time when you’re no longer around can be daunting. But being informed about funeral costs can help remove some of that worry, leaving you free to live your life.

How the estimator works

Firstly, it's important to know that it's a guide, not a guarantee. Aviva has checked average funeral prices across the UK to give you an idea of the costs involved. It looks at factors such as your location, the kind of service you want and any extras you choose to include. What you'll get back is an estimate to help you kick off your funeral financial planning.

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Try the funeral cost estimator

This funeral cost estimator will help you understand how much a funeral in your area could cost both now and in 10 years' time.

Knowing this can help you plan how to pay for it.

Funeral costs vary across the country, so you'll be asked where you live, plus the type of service you want. We'll give you an estimate reflecting current prices and third-party costs in your area. As prices can go up over the next few years, we'll also give you a future estimate to help you plan ahead.

What type of funeral would you want?
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Cremation Only (includes the funeral directors fees, coffin, and cremation costs but excludes the funeral service).

Cremation with a service (Includes the funeral director's fees, a coffin, cremation costs and funeral service costs). 

Burial (includes a coffin, cemetery fees and a funeral service but excludes the cost of the burial plot).

Extra services could include

Source - Aviva internal research 2026 and figures from Funeral Cost Index.

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Your funeral cost estimate

£

The information you've provided has been used to calculate this estimated amount. It's based on research into funeral costs in 2026.

Based on Consumer Price Index projections over the next 10 years, this could rise to £ in .


How this is calculated?

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Aviva’s 2026 internal research into funeral costs included calculating the average costs of cremations, burials and additional services by region. For the 10-year figure, it’s assumed a yearly increase in line with the government targeted inflation rate, which is currently 2%.

Over 50s Life Insurance icon Over 50s Life Insurance

Santander's Over 50s Life Insurance policy can be used to help towards future funeral costs.