Welcome to the Nuffield Health Retirement Savings Plan
Making the most of online saving with Aviva
Nuffield Health has chosen Aviva to help you make the most of your savings.
The Retirement Savings Plan has been designed to enable you to build up pension savings that can be used when you retire. It gives you a tax-efficient way to save for your retirement.
It's important to remember that the money invested in your pension is invested in funds. This means your pension savings have the potential to grow over time. However, it also means the value of your pension savings could go down as well as up and may be worth less than the amount paid in.
On joining your company pension scheme and registering for your online account, you can:
- View your transactions and balances all in one convenient place
- Monitor fund performance, research and change your investments
- Use interactive tools for help with pension savings and retirement planning
- Nominate and update your beneficiaries
Already a member?
You can manage your pension savings online, with tools to help you plan for the future.
You can register here for your account.
To register you will need your Account number. Your number and pension details will be included in the welcome letter from Aviva.
Joining information
The government is focused on encouraging people to save more for their retirement, so if you:
- are aged 22 to state pension age
- are a permanent resident in the UK, and
- earn more than £10,000* a year
Nuffield Health has to enrol you into a pension scheme that meets the government’s requirements (unless you’re already a member). This is known as auto-enrolment.
We will give you full details about the Nuffield Health pension scheme and tell you how much you and Nuffield Health will contribute to your pension. The government will also boost any contribution you make.
If you're younger than 22, older than state pension age or earn less than £10,000* a year, you may still be able to join the scheme. Should you be earning under the national minimum wage, you will not be enrolled into the salary sacrifice scheme, and will be enrolled into the non-salary sacrifice scheme. You can obtain further information by viewing the documents available in the Documents page.
*£10,000 is the figure for the 2024/2025 tax year.
What happens next?
If you’re not yet a member of the workplace pension scheme, you’ll fall into one of three categories depending on your age and how much you earn. Your employer will provide more information about the category that applies to you.
You'll be automatically enrolled into the pension scheme
This means pension contributions will automatically be taken from your salary and you'll also start to receive employer pension contributions.
You can opt in
You can choose to opt in; you'll start to pay pension contributions and receive contributions from your employer.
You can join
You can choose to join; you'll pay in pension contributions from your salary and start saving towards your retirement, but you won't necessarily receive pension contributions.
Please read the scheme documents available on the documents page to learn more about where your money will be invested.
Contact us
Got a question? We are here to help
Calls to and from Aviva may be monitored and/or recorded.
Contact Nuffield Health
Email: pensions@nuffieldhealth.com
Useful links
This site does not provide financial advice.
Transfers
If you left a pension behind when you changed jobs, it might be time to take care of it.