Travel policy upgrades – Increased cancellation cover (trips starting 365 days later)

Cover upgrade details

With our standard cover, your policy covers you for up to £5,000 in cancellation costs.

Before you book a trip or travel, you may need to tell us if you or anyone insured under the policy has a medical condition – or if there has been a change to an existing medical condition – not shown on the accepted conditions list (below), and haven't already told us about.

You can tell us about any new or medical condition changes by calling the Medical Risk Assessment helpline on 0800 051 7457.

View accepted conditions list

Condition	Also known as	Exceptions
Allergy	Allergic reaction Drug allergy Food allergy Hives Nut allergy Urticaria	No hospital admissions in last two years.
Anaphylaxis	Anaphylactic shock Angioneurotic oedema Angio-oedema C1 inhibitor deficiency Hereditary angio-oedema Shock Type 1 hypersensitivity	No hospital admissions in last two years.
Arthritis	Arthromyalgia Arthrosis Chondrocalcinosis Degenerative joint disease Joint pain Juvenile arthritis Osteoarthritis Psoriatic arthritis Rheumatism Sinus tarsi syndrome Still's disease Synovial inflammation Rheumatism Rheumatoid arthritis	No back or neck problems
Asthma	Mild asthma	No nebulisers or oxygen at home and no hospital admissions in the last 12 months.
Benign prostatic enlargement	Benign enlarged prostate Benign prostatic hyperplasia Bladder outflow obstruction BPH Enlarged prostate Prostatic hyperplasia Prostatism
Broken bone/Fracture	Ankle dislocation Arm fracture Broken ankle Broken arm Broken bone Broken leg Broken rib Elbow dislocation Fractured rib Hairline fracture Jaw dislocation Jaw fracture Leg fracture Shoulder dislocation	Not head or spine
Cataracts
Chicken pox	Chickenpox Nuclear sclerosis Varicella zoster infection VZV
Common cold/Influenza	Cold Flu
Cystitis
Diabetes	Diabetes type 1 Diabetes type 2 Diabetes in childhood Diabetes in pregnancy Diabetes insipidus Diabetes mellitus Diabetic Glucose intolerance Impaired fasting glycaemia Non-ketotic hyperosmolar coma Sugar diabetes	No complications, for example: Impairment of kidney function Angina and/or heart attack and/or narrowed arteries of the heart Peripheral vascular disease (causes poor blood supply to the legs Leg or foot ulcers Retinal (eye) damage Nerve damage Amputation of leg, foot or toe Stroke and/or TIA (mini stroke)
Diahorrea and/or Vomiting	Gastroenteritis
Dislocated hip		Not hip replacement
Eczema/Dermatitis	Contact dermatitis Industrial dermatitis Pompholyx
Essential tremor	Benign essential tremor
Fungal nail infection
Gastric reflux/Acid excess	Acid stomach Eosinophilic oesophagitis Gastro-oesophageal reflux GORD Heartburn Indigestion Oesophageal fissure Oesophageal spasm Oesophagitis Reflux oesophagitis
Glaucoma	Glaucomatocyclitis High pressure in the eye Iridocorneal endothelial syndrome Ocular hypertension Pigment dispersion syndrome Posner-Schlossman syndrome Posterior polymorphous dystrophy Primary angle closure glaucoma Raised eye pressure
Gout	Hyperuricaemia Pseudogout
Haemorrhoids	Haemorrhoidectomy Piles
Hayfever
Hernia	Bleichner hernia Diaphragmatic hernia Epigastric hernia Femoral hernia Hiatus hernia Incisional hernia Inguinal hernia (groin hernia) Internal hernia Obturator hernia Para-stomal hernia Para-umbilical hernia Spigelian hernia Sportsman's hernia Umbilical hernia Ventral hernia
High/Low blood pressure	Blood pressure Controlled blood pressure High blood pressure Hypertension White coat syndrome
High cholesterol	Hypercholesterolaemia
Hypothyroidism (underactive thyroid)	Cretinism Myxoedema Underactive thyroid
Impetigo
Irritable bowel syndrome (IBS)	Chronic functional abdominal pain syndrome Dysmobility of the bowel IBS Irritable bowel disease Spastic colon Stomach migraine
Joint replacement	Hip prosthesis Hip replacement Hip resurfacing Joint resurfacing Knee reconstruction Knee replacement Shoulder replacement	If caused by arthritis, refer to "Arthritis" section
Macular degeneration	Acute retinal necrosis Best's disease Choroidal neovascularisation Epiretinal membrane Fundus flavimaculatus Hole in the macular Macular dystrophy Macular hole Macular pucker Stargardt's disease Type 2 macular telangiectasia
Migraine	Chronic paroxysmal hemicrania Cluster headaches Headaches Hemiplegic migraine Sjaastad syndrome	Confirmed diagnosis, no ongoing investigation
Minor infections		Treated with no more than one course of antibiotics
Osteoporosis	Fragile bones Osteopaenia Thinning bones
Peptic ulcer	Duodenal ulcer Duodenitis Dyspepsia Gastric ulcer Gastritis Helicobacter pylori Peptic ulceration Stomach ulcer Zollinger Ellison syndrome
Polymyalgia rheumatica	Cranial arteritis Giant cell arteritis PMR Polymyalgia Temporal arteritis
Psoriasis	Palmer plantar pustulitis Sneddon-Wilkinson disease Subcorneal pustular dermatosis
Retinopathy	Cone dystrophy Retinal damage
Sinusitis	Blocked sinuses Catarrh Chronic sinusitis Post nasal drip Sinus infection
Soft tissue injury	Bruise Cut Finger dislocation Frozen shoulder Haemothorax Hamstring injury Muscle injury Muscle strain Muscle tear Plantar fasciitis Pulled muscle Rotator cuff injury Skin abrasion Skin graze Skin laceration Sprain Water on the knee
Tendon injury/Sprain/Tendonitis	Achilles tendinopathy Achilles tendonitis De Quervain's tenosynovitis Enthesitis Epicondylitis Golfer's elbow Hand arm vibration syndrome Pigmented villonodular synovitis Repetitive strain injury RSI Snappy hip syndrome Tendinopathy Tennis elbow Tenosynovitis
Tinnitus	Meniere's disease Meniere's Endolymphatic hydrops
Tonsillitis	Adenoiditis Tonsil stones Tonsillectomy
Vertigo

You can opt to upgrade your cover to £7,000 for cancellation costs, with our Increased Cancellation cover. View our prices in the following table, based on the number of insured travellers on your policy.

Trip length	Premium	Insurance Premium Tax (IPT)	Total
1 traveller	£29.10	£5.82	£34.92
2 travellers	£45.40	£9.08	£54.48
3 travellers	£61.71	£12.34	£74.05
4 or more travellers	£78.03	£15.61	£93.64

Please note:

These prices are for trips starting within the next 365 days. Prices are in addition to your current premiums. The premium shown must be paid by credit/debit card and is in addition to any monthly account fee that HSBC may charge you. If you live in the Channel Islands or Isle of Man, your price will not include Insurance Premium Tax.

If the first day of your trip is within the next 365 days, please use this form instead.

If the first day of your trip is more than 457 days from today's date, we cannot offer you this upgrade just yet. Please come back to our site closer to the start of your trip to explore our cover upgrades.

If this is something you're interested in, please complete our form below.

You must not use this form if:

you are already on a trip
you are in a claims situation
your trip exceeds our maximum trip duration limit of 120 days

If you are in any of these situations, please call 0800 328 1563.

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Increased Cancellation cover upgrade

For trips starting between 365 days and 457 days after today's date.

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