Pension tools to shape your future

Use our range of tools and calculators and personalise them to your specific needs.

Shape my Future

Can help give you an idea whether your potential retirement income will fund the lifestyle you want.

The Mid-Life MOT app

The Mid-Life MOT app provides a free check-up of your wealth, work and wellbeing. Our Mid-Life MOT app is a small investment of your time, but it could make a big difference. Designed for people in the UK between 45 and 60.

Retirement Spending Calculator

Discover how much you might spend during your retirement compared to your current spending and what sort of income you'd need to cover your costs.

Pension calculator

Learn more about the future of your pension plans and how long your money might last in retirement.

Investment calculator

The Investment calculator is designed to show how putting your money into an investment product could help you to achieve your goal.

Risk profiler

It's important to understand your attitude to investment risk to ensure any funds you choose are right for you.

Pension annuity calculator

Our calculator is a simple way to get an idea of the income you might receive from our pension annuity.

Pension withdrawal tax calculator

Have you considered taking all or some of your defined contribution pension as a cash lump sum? You need to consider how much tax you might pay. It could make a big difference to your plans!

What are my pension freedoms options?

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Contact us

Got a question? We are here to help

Calls to and from Aviva may be monitored and/or recorded.

Contact Aviva

Phone: 0345 604 9915

Email: mymoney@aviva.com

Contact your employer

Email: pensions@wes.gdst.net

Guidance and Advice

This site does not provide financial advice.

MoneyHelper

A good place to start is MoneyHelper, the government-backed free guidance service. The MoneyHelper service won't tell you what you should do, but they'll provide you with information to help you understand your options.

Contact an adviser

For financial advice please contact your financial adviser. You may be charged for this. MoneyHelper can help you find an adviser in your area.